The Intelligence Suite

Real estate, supercharged by AI.

Four tools trained on Calgary's market — value your home, find your match, run the numbers, and ask anything. No login required.

01

AI Home Valuation

Enter your property details and get an instant, comparable-driven estimate of market value — with a confidence range and local insight.

3
2

Your estimate appears here

Powered by a Calgary pricing model — trained on local comparables.

02

AI Mortgage Calculator

Move the sliders to see payments, interest, and CMHC insurance — plus a live affordability read against Canadian lending ratios.

Home price$850,000
Down payment20% · $170,000
Interest rate4.79%

Amortization

Estimated monthly payment

$3,892/mo

Mortgage amount$680,000
Total interest$487,738

✦ AI affordability insight

To comfortably carry this home, aim for a household income around $141,000/year (≈39% GDS ratio).

✓ Your down payment meets Canadian minimums. No mortgage insurance required.

Speak with a mortgage advisor →
03

Aurum — AI Concierge

A 24/7 assistant that answers buyer and seller questions, points you to the right tool, and connects you with an advisor.

Au

Aurum is already here

Look for the gold button in the bottom-right corner of any page. Tap it to ask about valuations, listings, financing, or to reach a human advisor.

What's my home worth?Condos under $700KDown payment rulesDo you do commercial?
04

Quick Answers

Common questions about buying, selling, financing, and commercial real estate in Calgary — answered instantly, right here. Search or filter by topic.

Tip: every answer here is instant and local — no account, no waiting. Still stuck? Ask Aurum (bottom-right) or the Contact page.

Start by telling us your budget, preferred neighbourhoods, and must-haves — or run the AI Property Matcher on the AI Tools page. We then book a discovery call, set up a tailored search (including off-market listings), and guide you through viewings, offers, and closing.

In Canada the minimum is 5% on the first $500,000 of the purchase price and 10% on any portion above $500,000. Homes over $1,000,000 require at least 20% down. Our AI Mortgage Calculator flags this automatically as you adjust the sliders.

All of them — but clients love Mission and Kensington for walkable luxury, Aspen Woods and Mount Royal for estates, the Beltline for lofts and condos, Currie Barracks for family homes, and the Downtown Core and Quarry Park for commercial. Tell us your lifestyle and we'll match the community.

Yes. A meaningful share of luxury and commercial transactions never hit the public MLS. As a registered buyer you get first look at qualifying off-market opportunities before they're advertised.

Get an instant estimate with our AI Home Valuation tool — enter your neighbourhood, size, and condition for a comparable-driven value and confidence range. For a precise figure, book a free in-person CMA (Comparative Market Analysis) with an advisor.

Timelines vary by price point and season, but data-led pricing and professional marketing are built to minimize days on market. Book a listing consultation for a realistic timeline on your specific home.

Commission depends on the service level and property type, and is always agreed in writing up front — no surprises. We'll walk you through exactly what's included (staging, media, marketing, negotiation) at your listing consultation.

Yes — professional staging, photography, video, and floor plans are coordinated in-house as part of our selling service, so your home presents at its absolute best across every channel.

As a rough guide, lenders look for housing costs under ~39% of gross income (the GDS ratio). Our AI Mortgage Calculator estimates the household income needed for any price and down payment instantly — then a mortgage advisor can confirm with a pre-approval.

If your down payment is under 20%, Canadian lenders require mortgage default insurance (often through CMHC). The premium is added to your mortgage. Our calculator estimates it automatically whenever you set the down payment below 20%.

Absolutely — we work with trusted Calgary mortgage professionals and can connect you for a no-obligation pre-approval. Reach out through the Contact page and we'll make the introduction.

Yes — Kavin Mittal handles commercial real estate covering office, retail, and industrial across Calgary, representing both tenants and landlords for leasing, acquisition, and disposition. Toggle 'Commercial' on the Listings page to browse current opportunities.

Definitely. Our investment advisory builds and optimizes portfolios with cash-flow modelling, due diligence, and exit strategy — for both residential rentals and commercial assets. Property management is available if you'd prefer hands-off ownership.

Kavin Mittal serves clients across Calgary and Alberta. Call (403) 430-0050 or email Kavinmittal9@gmail.com — Kavin typically responds within the hour. Service is available in English, Punjabi, Hindi, and Urdu.

Yes — the Home Valuation, Property Matcher, Mortgage Calculator, and Aurum concierge are all free and require no login. They run instantly in your browser so you can explore the market on your own terms.

Au

Aurum

AI Concierge · online

Hi, I'm Aurum — Kavin Mittal's AI concierge. Ask me about valuations, listings, or financing in Calgary.